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Raghav Bharadwaj

Raghav serves as Content Lead at Emerj, covering our major industry areas and conducting research. Raghav has a personal interest in robotics, and previously worked for research firms like Frost & Sullivan and Infiniti Research.

Articles by Raghav

30 articles
Text Mining in Banking - An Overview of Capabilities

Text Mining in Banking – A Brief Overview of Capabilities

Banks are starting to deploy natural language processing (NLP) to make use of enterprise and customer data in text mining applications ranging from gauging customer sentiments to enterprise search. Historically, banks have collected large volumes of data about customers and their own internal operations. A significant portion of these documents is textual information recorded mostly […]

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AI-based Business Process Management in Banking - Current Use-Cases

AI-based Business Process Management in Banking – Current Use-Cases

Business process management (BPM) in banking involves the automation of operations management by identifying, modeling, analyzing, and improving business processes. Many banks already have some form of BPM for various process. For example, compliance processes at most banks tend to have some form of software automation in their workflows. This is because there is a […]

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Automated Loan Processing and Underwriting – What’s Possible Today

Automated Loan Processing and Underwriting – What’s Possible Today

Automated loan processing and underwriting is not a new concept in the banking and financial services industry. Lenders have consistently faced pressure to reduce the costs and time associated with internal loans processing and turnaround.   Lenders have tried automating parts of the loan process including customer segmentation, loan approval, loan monitoring, and automatic loan pricing. […]

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The State of IoT in Insurance – Automotive, Home, and Health

The State of IoT in Insurance – Automotive, Home, and Health

Insurers are looking to leverage all of the digital customer data that is now available to them, including one new data source that some of the largest insurance enterprises claim are actively collecting: real-time data streams from the Internet of Things (IoT). IoT devices, such as in-car sensors, smartphones, and smart appliances, can send insurers […]

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AI for Identity Theft Protection in Banking – With Charts and Graphs

AI for Identity Theft Protection in Banking – With Charts and Graphs

Identity fraud was the number one method of fraud that affected businesses globally according to The Communications Fraud Control Association’s (CFCA) Fraud Loss Survey. In banking, identity theft might involve employee or customer accounts being compromised or fabricated by fraudsters. Identity theft in payments and other retail banking functions can even become a jumping-off point […]

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The State of RPA in Banking – With Charts and Graphs

Robotic Process Automation (RPA) is a rule-based software solution that automates repetitive tasks without any self-learning capabilities. It is not inherently artificial intelligence. RPA vendors now offer AI-tools as add-ons to their automation platforms. This includes RPA applications in banking where some form of AI, such as computer vision or natural language processing, is a […]

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AI for Cybersecurity in Banking - Where Banks Are Investing Today

AI for Cybersecurity in Banking – Where Banks Are Investing Today

Hackers are cyberattackers are using more sophisticated methods to break into digital networks; they themselves have also started employing artificial intelligence techniques to bypass detection systems. Cyberthreats can compromise enterprise networks at a greater speed than ever before, and cybersecurity analysts alone may have difficulty responding to such large-scale threats faster than attackers. As such, […]

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What Is Natural Language Processing? - An Informed Definition

What Is Natural Language Processing? – A Definition for Business Leaders

Chatbots have in large part dominated the AI conversation in the enterprise. This has ignited interest in the technology that makes this possible: natural language processing, or NLP. But NLP is not limited to chatbots and covers a broad range of AI capabilities that can be used in several applications. In this article, we give […]

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compliance in banking

AI for Compliance in Banking – Where Banks Should Focus Next

In the banking sector, supervisory organizations create and oversee the compliance rules that banks and other financial organizations need to follow. These compliance regulations are important for companies to carefully abide by, since non-compliance can potentially result in large fines or in extreme cases, even loss of banking licenses.  Compliance regulations are also subject to […]

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Artificial Intelligence in Cybersecurity - What's Possible Today

Artificial Intelligence in Cybersecurity – Current Use-Cases and Capabilities

AI has made some inroads in the cybersecurity sector and several AI vendors claim to have launched products that use AI to help safeguard against cyber threats. At Emerj, we’ve seen many cybersecurity vendors offering AI and machine learning-based products to help identify and deal with cyber threats. Even the Pentagon created the Joint Artificial […]

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